Introduction
If you’ve ever searched which app gives loan to students, you already know how confusing it gets. Every country has different rules, apps, and lenders. Some focus on tuition only, while others cover books, housing, and even travel.
This guide breaks it down country by country — with the top 3 trusted student loan apps in the USA, UK, Canada, India, and Australia. We’ve checked every platform for valid links, so you can apply directly without wasting time.
🌎 Why Student Loan Apps Are Game-Changers
- 💡 100% Online Process – No branch visits, no paperwork chaos.
- ⏱️ Fast Approvals – Some apps disburse within days.
- 🎓 Student-Friendly Repayments – Pay only after graduation or once you start earning.
- 🌍 Global Reach – Options available for both domestic & international students.
Which App Gives Loan to Students?
If you’re a student struggling with tuition, books, or living expenses, you’ve probably wondered which app gives loan to students. The truth is, there isn’t one universal app that works everywhere — instead, each country has its own trusted platforms. For example, Sallie Mae and Ascent are popular in the USA, Student Finance England is the go-to in the UK, while Credenc and HDFC Credila are reliable names in India. The right app depends on where you study, your eligibility, and whether you need a government-backed or private loan.
🇺🇸 Best Student Loan Apps in the USA
1. Sallie Mae Mobile App
- Covers undergraduate, graduate, and career training.
- No origination or prepayment fees.
- Flexible repayment terms.
👉 Apply at Sallie Mae
2. Ascent Student Loans
- Loans available without a cosigner.
- Rewards for maintaining good grades.
- Covers tuition + living expenses.
👉 Apply at Ascent
3. Discover Student Loans
- Zero fees (no origination, no late fees).
- Cash rewards for good academic performance.
- Requires US citizenship or PR.
👉 Apply at Discover
🇬🇧 Best Student Loan Apps in the UK
1. Student Finance England (SFE)
- Government-backed loan covering tuition and living costs.
- Repay only once income crosses a set threshold.
👉 Apply at Student Finance
2. Prodigy Finance
- Tailored for international students studying in the UK.
- Income-based repayment, no collateral.
👉 Apply at Prodigy Finance
3. Future Finance
- Private lender with flexible repayment.
- Works for both full-time and part-time students.
👉 Apply at Future Finance
🇨🇦 Best Student Loan Apps in Canada
1. National Student Loans Service Centre (NSLSC)
- Central platform for government-backed loans.
- App allows tracking, repayment assistance, and more.
👉 Apply at NSLSC
2. RBC Student Line of Credit
- Royal Bank of Canada offers flexible limits.
- Low-interest linked to prime rate.
👉 Learn more at RBC
3. CIBC Student Line of Credit
- Interest-only payments while studying.
- Available for domestic & international students.
👉 Learn more at CIBC
🇮🇳 Best Student Loan Apps in India
1. Credenc
- Quick loans up to ₹50 lakhs.
- Collateral-free for selected institutes.
👉 Apply at Credenc
2. HDFC Credila
- Specializes in education abroad loans.
- Flexible repayment up to 12 years.
👉 Apply at HDFC Credila
3. InCred
- Loans up to ₹1 crore.
- Supports study abroad + Indian universities.
👉 Apply at InCred
🇦🇺 Best Student Loan Apps in Australia
1. HECS-HELP
- Government scheme for domestic students.
- Automatic income-based repayments.
👉 Apply via StudyAssist
2. Commonwealth Bank (CommBank) Loans
- Personal education loans with flexible tenures.
👉 Learn more at CommBank
3. NAB Education Loans
- NAB personal loans for tuition + living.
- Competitive fixed interest rates.
👉 Learn more at NAB
💡 Pro Tips Before You Borrow
- Always compare interest rates (govt. vs. private).
- Double-check eligibility for international students.
- Borrow only what’s essential.
- Read repayment clauses carefully (hidden charges, penalties, etc.).
